The Freedom to Live Life on Your Terms

In India, retirement often comes with mixed emotions — freedom from work, but also a fear of running out of money. With increasing life expectancy and rising medical costs, retirement planning is no longer optional — it's essential.

​

Retirement Planning Matters because:

• There’s no pension for most private sector employees

• Family support is shrinking in urban setups

• Healthcare costs are rising faster than income

• Income is needed for 20–30 years after earnings stop

​​

Most neglected thing which impacts maximum is Inflation, which slowly erodes the value of money. What feels like enough today will feel much smaller tomorrow. Let’s assume your current monthly expense is ₹1,00,000 and if inflation averages 6% per year, you’ll need over ₹5 lakh/month in 30 years just to maintain today’s lifestyle! By combining SIPs and NPS, you can build a strong retirement corpus that comfortably beats inflation and supports your golden years.

​