Goal-based financial planning is a personalized approach to managing your money by aligning your investments with specific life goals. Instead of chasing market trends or returns, this method helps you plan for what truly matters — whether it's your child’s education, buying a dream home, or planning a peaceful retirement.

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Most people save money randomly without knowing how much is actually needed or by when. Goal-based planning brings clarity, purpose, and discipline to your financial journey. It answers key questions like:

• How much money do I need?

• By when do I need it?

• How should I invest to reach that goal?

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When your investments are tied to specific goals, you're more likely to stay committed and avoid impulsive decisions.